Costs explained

Breaking down the costs of aged care

For peace of mind, it’s critical that you understand the costs of residential aged care as well as any fees and charges you may incur along the way. It’s also important to understand that the overall amount you pay for both care and accommodation depends on your individual financial situation.

Our video below explains all the considerations you may have as the upfront entry cost will depend on two things:

  1. The type of care you are looking for - permanent or respite
  2. How much you (or your family member going into aged care) have as 'assessable' assets

Our costs calculator below is a useful tool for estimating the cost of different rooms within our homes. The My Aged Care website at https://www.myagedcare.gov.au/fee-estimator has a useful tool to help you to estimate your fees. Our fee calculator below will help you work it out in relation to the available room at an Opal home.


Cost Calculator

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Care fee's apply

what is this?
Advertised Room Price (RAD)
what is this?
Enter your deposit amount (RAD)
what is this?
Your Daily Accommodation amount (DAP)
PER DAY

5 simple Steps into Residential Care

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Commonly asked questions about Aged Care

  • Once you have received your ACAT assessment, you can begin applying to as many care homes as you wish, but once you accept a place, it’s important that you let the other homes know that you no longer require their services.

  • Visiting a range of homes is often one of the best ways to decide which home suits your needs. To help you assess the suitability of the homes you visit, we have attached a short checklist at the end of this section. This will help you assess each home and ask some important questions to the providers you meet with.

  • The Department of Human Services (DHS) is the body that determines your financial situation. To do this, DHS conducts a Combined Income and Assets Assessment, which is a form that you need to complete and submit to the government.

  • Respite care is short-term care, including day respite, to provide your caregivers a break from caring when they need it. It can be planned or on an emergency basis and can be used for up to 63 days in a financial year. Many care homes offer day respite, which offers caregivers some flexibility to attend to personal needs and obligations as they arise.

  • The Combined Income and Assets Assessment form (SA457) is an extensive questionnaire with over 140 questions about what you and your partner/spouse own and earn. It’s important to understand that you are considered to own half your assets with your partner/spouse regardless of who holds the title to the assets. As part of your assessment, you will be asked to provide details of all assets owned by both of you.

  • Accommodation Charge (the cost of your room) - These are set by individual homes and varies from home to home

    • Basic Daily Care Fee (meals, laundry, cleaning and other day-to-day costs) – These are set by the Australian Government and is the same across every home in Australia.
    • Means-Tested Care Fee (to supplement the cost of your overall care) - These are set by the Australian Government based on an assessment of your personal financial situation.
    • Additional Services Fee or Extra Services Fee - (higher-end services and accommodation) These are set by individual homes and varies from home to home.In some homes, Additional Services or Extra Services are optional and in other homes, residents are required to purchase these services as a condition of entry

    For further information download our 5 step guide.